Home CalculatorsLoan / Monthly Payment

Loan / Monthly Payment

Estimate a fixed monthly payment from amount, rate and term.

500.95 / month
Total paid30,056.92
Total interest5,056.92
Payments60

Formula / method

M = P · r(1+r)ⁿ ÷ ((1+r)ⁿ − 1) where r = annual ÷ 12, n = years × 12

Examples

25,000 / 7.5% / 5y
≈ 501/mo
10,000 / 0% / 2y
≈ 417/mo

How to use

Enter your values above — the result updates instantly as you type. Everything is computed locally in your browser, so it is fast and private.

FAQ

Is this an exact quote?

No — it is a standard amortization estimate. Real loans may include fees, insurance or different compounding.

Related tools